Who Has Got The Cheapest Dallas Car Insurance?

Dallas driver spends hours on road every day to get out of bad traffic. With a rough estimate, there are more than 45 hours spent per year in traffic. This a lot considering the high fuel charges but what else choice one got? If one moves to Dallas car insurers, he will get to know that it is no different in Dallas.

The choice is narrow but there’s one thing that can ponder over to make insurance less expensive. Definitely, we are talking about how to get the cheapest auto insurance rates. Sorry that it’s time to break the ice but Dallas rates are calculated to be more expensive than Texas. Anyways, we’re on a hunt of great deals so let’s find what’s in the menu.

Companies with Cheap Rates in Dallas, Texas

The struggle to find cheap auto insurance should be real and time taking. It’s even okay if it takes a month or so. Buy that car insurance on which you don’t regret upon it later. The survey of 11 companies was done and congratulations we found the cheapest for you. It’s no other than GEICO car insurance. The state average rate for full coverage was $1,288 for Dallas drivers as compared to Progressive which is $100 more expensive.

It’s now crystal clear knowing where to go and where to buy from. Luckily, GEICO is going cheapest in all names and it works really hard to help drivers save money on car insurance.

Dallas vs. Texas Car Insurance

The average car insurance in Dallas can cost around $2,457 per year while for Texas the drivers are paying $2,330. The three companies who got the lowest rates are GEICO, Progressive and State Farm. These are almost 39% low than average Dallas car insurance rates than other expensive quotes.

Minimum Coverage Requirement

There’s a minimum coverage requirement for a vehicle includes bodily liability, property damage and uninsured/underinsured motorists. Survey a lot before making a final decision and know where to stop.  Get the cheapest possible price for you to require coverage and ask even Insure Heaven if you get stuck anywhere, anytime. We are also available to help you find the right coverage at the right price.

Below are the basic coverage rates.

Insurance Type	Dallas Minimum Required	Study Limits
Bodily liability (per person/accident)	$30,000 per person / $60,000 per accident	$50,000 per person/ $100,000 per accident
Property Damage	$25,000 per accident	$50,000 per accident
Uninsured/Underinsured Motorists		$50,000 per person/ $100,000 per accident

After comparing rates with multiple companies, we came to know some interesting facts. The rates vary for a driver age/driver sex which impacts the quotes from companies. Car insurance rates changes as the zip codes change in areas of Dallas. It also varies for different age groups and gender.

For e.g.: For a 20-year-old male, the average car insurance is $3254 while for the women of same age rates go down reaching to $2732.